Provide a tailored service across the care journey
Powered by health data from all wearables, sensors, apps, and blood reports.
Health Promotion 
Enhanced Underwriting 
Disease Prevention 
Access Historic Data 
Easy Development 
Fraud Protection 
Trust Health Partners 
Drive loyalty and lower risk as a health partner
Build tailored digital experiences and apps for your members with health data and an out-of-the-box rewards system provided by Terra. Build loyalty and attract the right profile of members for reduced risk.Accelerate digital innovation with health rewards and wearable data
Terra makes it quick and simple to build tailored support and reward schemes for your members, built on comprehensive data from their wearables and sensors.
Attract new members, boost loyalty, advertise freely
Improve member retention and expand into new segments with an enhanced digital offering. Create a world-class service that can be promoted freely.
Attract the right profile of members for reduced risk
With a Terra-enabled product integrating their favourite wearables and sensors, attract more health conscious members for a reduced overall risk profile.
Industry Innovators are Already Using Terra
Build digital experiences tailored to members
Members are increasingly looking for a trusted health partner who serves and supports them beyond basic healthcare coverage. Terra API helps insurers build personalised member experiences that deliver superior long-term health outcomes with less effort for developers.
Assess member health data
Assess member health data
Gain access to real-time and historic data covering 97% of the wearable market including access to sensor, app and blood report data. Terra provides the information for you to assess the health of your members.
Track progress
Track progress
Terra API provides out of the box Health Scores which monitor 6 key domains. Rigorous and research-backed, they can be implemented in minutes. Track progress with any intervention.
Incentivise healthy lifestyle
Incentivise healthy lifestyle
Terra’s pre-built and easy to introduce Health Rewards make gamification of healthy activity and rewards for progress easy and quick to implement.
Early risk detection
Early risk detection
Using the real-time data provided by Terra’s API, early warning signs for conditions can be automatically flagged and the member referred for screening.
Transform underwriting
Using data from Terra, insurers build cutting-edge capabilities to enhance underwriting efficiency, precision, and customer satisfaction.
Enhanced Risk Insights
Turn data into actionable intelligence. Terra integrates wearable, sensor, and app data, helping insurers evaluate risks and create policies reflecting reality.
Accelerated Member Onboarding
Make underwriting quick and transparent. Terra helps insurers speed up decisions, reducing wait times from days to minutes, so customers get covered faster.
Smart Coverage
Dynamic risk assessment powered by real-time data enables insurers to deliver flexible coverage that adapts to members' evolving needs.
Your Customer Data, Your Complete Control
Businesses all over the globe entrust Terra with their customer's data, as we rigorously comply with industry-leading standards.
HIPAA
To commit to safeguarding protected health information (PHI), we adhere to HIPAA standards and implement rigorous physical, network, and security measures.
GDPR
We enforce individuals greater control over their personal data and harmonise data protection laws across EU member states.
SOC2 TYPE2
Terra ensures internal controls to uphold the highest standards of security, confidentiality, processing integrity, privacy and availability of customer data
